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Trump Accounts Are Now Open - What You Need to Know
A new federally created savings account for American children launched on July 4, 2026, when Trump Accounts began accepting contributions. The accounts were formally established under Section 530A of the Internal Revenue Code as part...
Read MoreThe Retirement Conversation Couples Keep Avoiding
As financial professionals, we spend much of our time helping our clients prepare for retirement. By the time most of our clients are within a few years of retirement, their savings are there, their investment accounts are in order,...
Read MoreWhat Would You Do With a Windfall?
After years of walking clients through inheritances, business sales, bonuses, and liquidity events, we have seen how these moments unfold in remarkably consistent ways. There is almost always a boat, or something like one. A vacation...
Read MoreRichard's Reading Nook: The Let Them Theory
Richard's Reading Nook: The Let Them Theory Book: The Let Them Theory: A Life-Changing Tool That Millions of People Can't Stop Talking About by Mel Robbins with Sawyer RobbinsGenre: Non-Fiction / Self-Help / Psychology Why I Read It...
Read MoreRichard's Reading Nook: The Martian
Richard's Reading Nook: The Martian Book: The Martian by Andy WeirGenre: Fiction / Science Fiction / Survival Why I Read It This is the first book I read in what I now think of as the Andy Weir trifecta. As a movie buff, I heard that...
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Half of Parents Are Still Funding Their Adult Kids: Here's What It's Costing Them
Why Does Graduation Matter to Parents' Finances? Graduation season is one of the most emotionally charged times of the year for families. But beneath the caps, gowns, and celebrations, something happens financially that often goes...
Read MoreRichard's Reading Nook: Comfort Crisis
Why I Read It I heard about The Comfort Crisis through Michael Easter's podcast, "2%." If you haven't listened to it, I'd highly recommend it. His weekly episodes cover factoids and insights on everything we run into in modern life — wheth
Read MoreRichard's Reading Nook: Artemis
Why I Read It I wanted a fun, fast-paced read after enjoying Project Hail Mary. A heist story set on the first city on the moon sounded like a great escape for the weekend. What I found was an adventurous read where the details of...
Read MoreContinuing Care Retirement Communities: What They Cost, How They Work, and When to Start Preparing
Why Is This Conversation So Important Right Now? The U.S. is in the middle of a sustained demographic shift. More than 61 million adults are aged 65 and older as of 2025, and that number is projected to reach approximately 82 million...
Read MoreRichard's Reading Nook: Your Money or Your Life
Richard's Reading Nook: Your Money or Your Life Book: Your Money or Your Life: 9 Steps to Transforming Your Relationship with Money and Achieving Financial Independence by Vicki Robin and Joe DominguezGenre: Non-Fiction / Personal...
Read MoreRichard's Reading Nook: Project Hail Mary
Richard's Reading Nook: Project Hail Mary Book: Project Hail Mary by Andy WeirGenre: Fiction / Science Fiction / Adventure Why I Read It I read this because I was told it was a phenomenal read—and the recommendation wasn't wrong. I had...
Read MoreRichard's Reading Nook: The 5 AM Club
Book: The 5 AM Club: Own Your Morning. Elevate Your Life. Author: Robin SharmaWelcome to the first edition of Richard's Reading Nook!As a financial planner, I spend a lot of time thinking about the future—helping clients build legacies...
Read MoreWhen Should I Start Taking Social Security: 5 Factors to Consider
Social Security decisions are often framed as a single question: “When should I start drawing benefits?” That question matters, but it can also be limiting. The better question is: how does Social Security fit into my overall...
Read MoreTeaching Teens and Young Adults Financial Literacy Through Real-Life Decision Making
VIf you are a parent of a teen or young adult, how do you teach them to make confident money decisions before the stakes are high? Teaching teens and young adults about money is less about formal instruction and more about repeated...
Read MoreHelping Adult Children Buy a Home: How to Gift a Down Payment The Smart Way
This material was developed and produced by FMG Suite to provide information on a topic that may be of interest. FMG Suite is not affiliated with the named broker-dealer, state- or SEC-registered investment advisory firm.Cetera.2.2...
Read MoreThree Numbers Every Woman Should Know
Key TakeawaysHow much wealth are women on track to control in the next decade, and why does that matter?What does the life expectancy gap between women and men mean for how long money needs to last?How common is it for women to be...
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